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	Name:	Tallyman -
	Subject:	jlazc
	Date:	1/29/2007 10:50:25 AM

People buy from State Farm because they see the TV commercials and believe they are, "In good hands."

USAA is among the most ethical insurance companies available. I do pay higher premiums on occasion, but I get a nice check from them most Decembers. You may find if you are a member, as opposed to being an insured under their property and casualty section, that if you get out you may not be able to get back in, should you later change your mind.

The economic benefit of one insurance company over another is not limited to the amount of the premiums.