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Name:
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waterph
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Subject:
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Obamacare, Democratic Perspective
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Date:
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11/9/2013 2:11:47 PM
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From one of my Democrat friends.
The republicans are all tore up about a million or so who may have to get a different (but better) insurance policy but neglect the other 46 million who are uninsured and could be helped by the Affordable Care Act.
Key Facts about the Uninsured Population
Sep 26, 2013
http://kff.org/uninsured/fact-sheet/key-facts-about-the-uninsured-population/
Over 47 million nonelderly Americans were uninsured in 2012. Decreasing the number of uninsured is a key goal of the Affordable Care Act (ACA), which will provide Medicaid or subsidized coverage to qualifying individuals with incomes up to 400% of poverty beginning in 2014. This brief answers some basic questions about the uninsured, including why people are uninsured, trends in the uninsured, who the uninsured are, access and financial implications of not having coverage, and the likely impact of the ACA on Medicaid and the uninsured.
Summary: Key Facts about the Uninsured Population
Why are so many Americans uninsured?
The high cost of insurance is the main reason why people go without coverage. Many people do not have access to coverage through a job, and gaps in eligibility for public coverage leave many without an affordable option.
What has been happening to the uninsured over time?
The trend in the uninsured tracks economic conditions, with the number of uninsured people increasing during recessionary periods when people lose their jobs. Public programs fill in some of the loss of coverage, but many adults are currently ineligible. In recent years, as the economy has stabilized, coverage losses have slowed.
Who are the uninsured?
The majority of the uninsured are in low-income working families. Reflecting the more limited availability of public coverage, adults are more likely to be uninsured than children. People of color are at higher risk of being uninsured than non-Hispanic Whites.
How does the lack of insurance affect access to health care?
People without insurance coverage have worse access to care than people who are insured. Studies repeatedly demonstrate that the uninsured are less likely than those with insurance to receive preventive care and services for major health conditions and chronic diseases.
What are the financial implications of lack of coverage?
The uninsured often face unaffordable medical bills when they do seek care. These bills can quickly translate into medical debt since most of the uninsured have low or moderate incomes and have little, if any, savings.
What are the implications of the ACA for the uninsured?
The ACA has the potential to expand coverage to millions of currently uninsured people through the expansion of Medicaid eligibility and establishment of Health Insurance Marketplaces in 2014. The ACA also includes reforms to help people maintain coverage and make private insurance affordable and accessible. State decisions about whether to implement the Medicaid expansion will impact the scope of coverage changes under the law.
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