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	Name:	MartiniMan -
	Subject:	Bad Loans Everywhere
	Date:	1/27/2011 11:54:13 AM

Hound, I can't really comment on whether there are too many Churches but I can tell you the Catholic Church has done a lot of consolidation in recent years for a variety of reasons. The biggest one being that a great many of the facilities were very old and were maintenance hogs so they were consolidated into a single, larger facility. I would say that consolidation will occur if the members don't provide sufficient financial support. That is just an economic reality. So the market will decide whether there are too many, too few, where they should be located, etc.