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	Name:	architect -
	Subject:	Amazing
	Date:	8/14/2009 10:14:42 PM

We are in substantial agreement, especially getting the consumer closer to the payment to the service provider. The best thing we could do is get the employer out of the insurance chain. Why in the world is it the employer that sells us health coverage but all other insurance products are up to the consumer? I do think that to really make the system work coverage has to be mandatory with all Americans having to secure their own insurance with a public alternative for those truly unable to pay. We also need either no refusal for pre-existing conditions allowed or perhaps an assigned risk system for such cases. Each state should establish an insurance clearing house where consumers could "shop" for their health insurance.

I am also in favor of limited tort reform to stop or discourage really frivolous suits. But if a doctor has been drinking and takes off thr wrong leg the patient becomes a victim and deserves all he or she can get.

The problem, neither your or my ideas are at this point in time politically possible because our two parties have become so partisan and polorized at the extremes neither will ever support such reasonable ideas. Now can you see any merit in being somewhere near the political center?