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Name:   lakngulf - Email Member
Subject:   Lightening Friday PM
Date:   3/1/2009 4:09:03 PM

Just got cable restored after lightening hit on Friday around 7pm. Electricity was back on by 10pm but phone is still out. Lost 1 new irrigation controller and who knows how many values, several outdoor plugs, three TVs (the ones that were on when the bolt hit), one DVD player, one desktop computer, all cable spliters, one cable amplifier, and still accessing the damage. I know of one neighbor who lost big screen TV. When the irrigation controller popped, it threw the cover through a section of screen on my porch. Cable guy said we were lucky there were no fires. Each cable splitter was charred. Quite a weekend! Anybody else get hit?



Name:   alahusker - Email Member
Subject:   Lightening Friday PM
Date:   3/1/2009 4:15:09 PM

Would guess you don't have any squirrels hanging around in the attic..



Name:   8hcap - Email Member
Subject:   Lightening Friday PM
Date:   3/1/2009 6:47:06 PM

not directly but our water was cut off Sat morning. Turns out lightning struck a water main and fried 2 large valves. Finally got water back around 6PM. Man, i would rather be without electricity than water.

Same thing happened to me in Bham - that controller will flat blow up when lightning strikes the irrigation lines.

Glad no one was hurt.

8



Name:   BayPineYankee - Email Member
Subject:   Lightening Friday PM
Date:   3/2/2009 9:16:04 AM

Lightning is a covered loss on your HO policy but probably not worth it. We made a claim after lightning last July 3 - lost an air conditioning unit, fairly new refrigerator and various electronics. The "good hands" people promptly jacked our rates, citing the claim as the basis.



Name:   BigFoot - Email Member
Subject:   Lightening Friday PM
Date:   3/2/2009 9:50:48 AM

...or coerce you into a higher deductible



Name:   Kizma Anuice - Email Member
Subject:   Lightening Friday PM
Date:   3/2/2009 9:53:32 AM

you can beat this by changing companies as soon as the claim is paid.



Name:   BayPineYankee - Email Member
Subject:   Lightening Friday PM
Date:   3/2/2009 9:31:58 PM

forgot that part Kizma - agreed and already done



Name:   Swimmer27 - Email Member
Subject:   Except,
Date:   3/3/2009 7:58:02 AM

Nobody will inusre a second home, unless they also insure the primary residence.



Name:   NCSue - Email Member
Subject:   Except,
Date:   3/3/2009 9:27:30 AM

I have a different insurer for my NC home than I have for Lake Martin.



Name:   Swimmer27 - Email Member
Subject:   Except,
Date:   3/3/2009 10:49:23 AM

You must be special. I have never been able to get anyone to insure the second home without insuring the first. Of course it is different if you have one classified as a rental.



Name:   BayPineYankee - Email Member
Subject:   Lightening Friday PM
Date:   3/3/2009 2:36:29 PM

I was not able to have separate carriers when I lived in GA - now that I live considerably farther away it does not seem to be an issue







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